The Vida Fund is a revolving loan fund that receives investments and donations. It, in turn, makes low interest loans to Nicaraguan cooperatives and small businesses.
Vida Fund investors participate in this shared risk investment with the poor who invest their time, labor, energy, and creativity into getting their farms and businesses started and expanded.
For example: When Francisco* wanted to rotate his crops with a cash crop more temperamental than sesame, it was a huge risk to his family if the peanuts failed. To get a loan from a bank, the bank would insist that he put his land up for collateral. With a Vida Fund loan he could rotate his crops with some breathing space.
This partnership allows people with more secure finances to share in the risk of investing with the poor, in order to give them a fighting chance.
The poor risk all when they go out on a limb in their enterprises and they need investors to match their risk. In other words, they need investors willing to wait for a return in exchange for giving the poor a chance and a safety net. Thanks to so many good investors, we succeeded in meeting our goal of having $1 million in the Vida Fund, and we hope it continues to expand!
Interested in helping? As the Vida Fund continues to grow, we can help more Nicaraguan businesses. If you have funds to invest, please consider an impact investment with the Vida Fund. You will not only receive a return on your investment, but you will also know your money is doing good. You can make an investment, or a donation.
Investments receive up to 5% interest and may be in U.S. dollars or €uros. We encourage a minimum period of five years and minimum investment of $5,000 for loans, so that they can be used most effectively. We accept donations of any size. If donating to the Vida Fund online, use the designation space to clearly designate it as such.
For investment information or a copy of the Vida Fund Prospectus, email: email@example.com.
*this farmer’s name has been changed